Pursuant to Article 6 of Law No. 2004-575 of 21 June 2004 on confidence in the digital economy, users of the website www.carminecapital.com are informed of the identity of the various parties involved in its creation and monitoring:
Owner: Anne-Laure Saint-Marc Girardin – Carmine Capital
Company: Carmine Capital
SIRET number: 528 374 952
Registered office: 2 rue Pasquier – 75008 PARIS
Publication Director: Anne-Laure Beuriot – Carmine Capital – www.carminecapital.com
Webmaster: L’Artisane Digitale Nathalie Dujardin – nathaliedujardin.fr
Photo Credits:
Hosting Provider: O2SWITCH – 222-224 Boulevard Gustave Flaubert – 63000 Clermont-Ferrand
Data Protection Officer: Anne-Laure Beuriot – Carmine Capital – www.carminecapital.com
1 – Definitions
Client: any professional or natural person with legal capacity under Articles 1123 et seq. of the French Civil Code, or any legal entity, visiting the Site that is the object of these general terms and conditions.
The Site: www.carminecapital.com
Services: www.carminecapital.com provides Clients with investment banking services specialising in sales, acquisitions and fundraising for SMEs.
Content: All elements constituting the information available on the Site, including texts, images and videos.
Client Information: All personal data that may be held by www.carminecapital.com for managing your account, managing the client relationship, and for analysis and statistical purposes.
User: Any internet user connecting to and using the aforementioned site.
Personal Information: “Any information relating to an identified or identifiable natural person” (Article 4 of Law No. 78-17 of 6 January 1978).
The terms “personal data”, “data subject”, “processor” and “sensitive data” have the meanings defined by the General Data Protection Regulation (GDPR: No. 2016-679).
2 – General terms of use of the site and services
The Site constitutes an intellectual work protected by the provisions of the French Intellectual Property Code and applicable international regulations.
The Client may not reuse, transfer or exploit for their own purposes any part of the elements or works on the Site.
Use of the Site implies full acceptance of the general terms of use described below. These terms may be modified or supplemented at any time, and users are invited to consult them regularly.
The website is normally accessible at all times. An interruption for technical maintenance may however be decided by the Site Manager, who will then endeavour to inform users in advance of the dates and times of the intervention.
The website www.carminecapital.com is updated regularly by the Publication Director. Likewise, the legal notice may be modified at any time; it applies to the User, who is invited to consult it as often as possible.
3 – Description of services provided
The website www.carminecapital.com aims to provide information on all the company’s activities.
The Publication Director strives to provide information on the Site that is as accurate as possible. However, they cannot be held liable for omissions, inaccuracies or shortcomings in updates, whether due to them or to third-party partners providing this information.
All information on the Site is given as an indication and may evolve. Furthermore, the information on the Site is not exhaustive and is subject to modifications since its publication.
4 – Contractual limitations on technical data
The site uses JavaScript technology.
The website cannot be held liable for material damage resulting from its use. In addition, the User agrees to access the Site using recent, virus-free equipment and an up-to-date, modern browser.
The Site is hosted by a provider located within the European Union in accordance with the GDPR (No. 2016-679).
The objective is to provide a service ensuring the highest level of accessibility. The host ensures continuity of service 24 hours a day, every day of the year. It nevertheless reserves the right to interrupt hosting services for the shortest possible durations, particularly for maintenance, infrastructure improvement, infrastructure failure, or if the Services generate abnormal traffic.
Neither the Publication Director nor the hosting provider can be held liable for internet network failures, telephone line issues or computer and telephony equipment malfunctions linked in particular to network congestion preventing access to the server.
5 – Intellectual property and counterfeiting
Anne-Laure Beuriot – Carmine Capital owns the intellectual property rights and usage rights to all elements accessible on the website, including texts, images, graphics, logos, videos, icons and sounds.
Any reproduction, representation, modification, publication or adaptation of all or part of the site’s elements, regardless of the means or process used, is prohibited without prior written authorization from the Site’s Publication Director.
Any unauthorized use of the Site or any element it contains will be considered as constituting infringement and prosecuted in accordance with Articles L.335-2 et seq. of the French Intellectual Property Code.
6 – Limitations of liability
The Publication Director acts as the editor of the website www.carminecapital.com and is responsible for the quality and accuracy of the Content published.
They cannot be held liable for direct or indirect damage caused to the user’s equipment when accessing the Site, resulting either from the use of equipment that does not meet the specifications mentioned in point 4, or from the appearance of a bug or incompatibility.
They also cannot be held liable for indirect damage (such as market loss or loss of opportunity) resulting from use of the website www.carminecapital.com.
Interactive spaces (contact form or blog comments) are available to users. The Publication Director reserves the right to remove, without prior notice, any content that may contravene French law, particularly data protection regulations. Where applicable, they may also hold the User civilly and/or criminally liable, especially in the case of racist, abusive, defamatory or pornographic messages, regardless of the medium used (text, photos, etc.).
7 – Incident notification
Despite all efforts, no method of internet transmission or electronic storage is completely secure. Absolute security cannot therefore be guaranteed.
If we become aware of a security breach, we will notify affected users so they can take appropriate measures. Our incident notification procedures comply with our legal obligations, whether national or European. We are committed to fully informing our clients of any matters relating to the security of their accounts and providing all necessary information to help them meet their own regulatory reporting obligations.
No personal information of the Site User is published without their knowledge, exchanged, transferred or sold to third parties. Only the hypothetical acquisition of the Site and its rights would allow the transfer of said information to the eventual purchaser, who would in turn be bound by the same obligations regarding data conservation and modification toward the Site user.
8 – Security
To ensure the security and confidentiality of Personal Data and Personal Health Data, the Publication Director uses protected networks with standard devices such as firewalls, pseudonymisation, encryption and passwords.
When processing Personal Data, all reasonable measures are taken to protect them from loss, misuse, unauthorized access, disclosure, alteration or destruction.
9 – Hyperlinks, cookies and internet tags
The Site contains a number of hyperlinks to other sites, set up with the authorization of the Publication Director. However, they do not have the ability to verify the content of the sites visited, and therefore assume no responsibility for this.
Unless you choose to disable cookies, you accept that the Site may use them. You may disable cookies at any time, free of charge, through the options offered to you and described below, noting that this may reduce or prevent access to all or part of the services offered by the Site (see the Site’s privacy policy).
10 – Internet tags
The Site may occasionally use internet tags (also known as tags, action tags, single-pixel GIFs, transparent GIFs, invisible GIFs or 1×1 GIFs) and deploy them through a web analysis partner that may be located in a foreign country (and therefore store the corresponding information, including the User’s IP address).
These tags are placed both in online advertisements enabling internet users to access the Site and on the various pages of the Site.
This technology allows the Publication Director to evaluate visitor responses to the Site and the effectiveness of its actions (for example, how often a page is opened and which information is viewed), as well as how the User uses the Site.
The external service provider may collect information on Site visitors and on other websites through these tags, produce reports on Site activity for the Publication Director, and provide other services related to Site use and the internet.
11 – Regulatory obligations
Carmine Capital is a simplified joint-stock company with share capital of 26,470 euros, registered office at 2 rue Pasquier, 75008 Paris, registered with the Paris Trade Register under number RCS 528 374 952.
Carmine Capital is an Independent Financial Advisor (CIF) – ORIAS registration number: 13000768 – Member of ANACOFI-CIF, an association approved by the AMF – Professional Liability Insurance Covéa No. 114.231.724.
Carmine Capital has taken out the following with Covea under No. 114.231.724:
• Professional Liability Insurance covering all claims relating to its mergers and acquisitions activity and its role as financial investment advisor, for an amount of 800,000 euros
• A financial guarantee for an amount of 115,000 euros
12 – Complaints handling
In case of difficulties in the execution of your contract or if your advisor has been unable to resolve your request, you may submit a written complaint to Carmine Capital’s customer service: 2 rue Pasquier – 75008 Paris, info@carminecapital.com.
Carmine Capital undertakes to acknowledge receipt of your complaint within ten working days of receipt and to provide a response within a maximum of two months, unless exceptional circumstances duly justify an extension.
All complaints will be examined directly by the President of Carmine Capital.
If the response does not satisfy you, you may refer the matter to the mediators of the supervisory authorities:
ANACOFI-CIF – For the attention of the Mediator, 92 rue d’Amsterdam – F-75009 Paris
AMF – Mediator of the AMF – 17 place de la Bourse – F-75082 Paris Cedex 02
13 – Applicable law and jurisdiction
Any dispute relating to the use of the website www.carminecapital.com is governed by French law.
Except where the law does not permit it, exclusive jurisdiction is granted to the competent courts of Paris.
Legal notice generated using the online legal notice generator.
